Synopsis

Monica and Chandler’s monthly budget revealed a less-than-ideal financial standing. Consequently, Monica asked Joey for a loan, omitting the matter from Chandler. When Chandler discovered the arrangement, Joey fabricated a story about Monica needing the funds for a breast enhancement. Elsewhere, Phoebe was overjoyed by her and Mike's decision to move in together; however, her enthusiasm waned upon learning that Mike no longer envisioned himself marrying. Adding to the day’s complexities, Rachel’